PayPal Holdings, Inc. — PYPL
| Close Price | Market Cap | P/E Ratio | Forward P/E Ratio | Implied Growth* | Implied Forward Growth* | Dividend | P/B Ratio |
|---|---|---|---|---|---|---|---|
| $68.46 | $65.41B | 14.7 | 14.0 | 8.0% | 7.5% | - | 3.3 |
Revenue & Net Income
| Date | Revenue | Net Income | EPS | Revenue Change | Net Income Change | EPS Change | |
|---|---|---|---|---|---|---|---|
| 0 | 2020-12-31 | $21.5B | $4.2B | $3.58 | N/A | N/A | N/A |
| 1 | 2021-12-31 | $25.4B | $4.2B | $3.55 | 18.3% | -0.8% | -0.8% |
| 2 | 2022-12-31 | $27.5B | $2.4B | $2.10 | 8.5% | -42.0% | -40.8% |
| 3 | 2023-12-31 | $29.8B | $4.2B | $3.85 | 8.2% | 75.5% | 83.3% |
| 4 | 2024-12-31 | $31.8B | $4.1B | $4.03 | 6.8% | -2.3% | 4.7% |
| 5 | TTM 2025-03-31 | $31.9B | $4.5B | $4.45 | 0.3% | 9.6% | 10.4% |
| 6 | Average | 8.4% | 8.0% | 11.4% |
EPS
Forecasts
Y/Y % Change
PYPL Year-over-Year Growth
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Average | |
|---|---|---|---|---|---|---|---|---|
| Revenue Growth (%) | 18.3% | 8.5% | 8.2% | 6.8% | 4.0% | 6.0% | 8.6% | |
| Revenue Analysts (#) | 0 | 0 | 0 | 0 | 0 | 12 | 12 | |
| EPS Growth (%) | -0.8% | -42.0% | 75.5% | -2.3% | 20.3% | 10.5% | 10.2% | |
| EPS Analysts (#) | 0 | 0 | 0 | 0 | 0 | 15 | 15 |
Expenses
| Year | Revenue ($) | Cost of Revenue ($) | R&D ($) | Sales & Marketing ($) | G&A ($) | SG&A ($) | Facilities / D&A ($) |
|---|---|---|---|---|---|---|---|
| 2021 | $25.4B | $10.1B | $3.0B | $2.4B | $2.1B | $4.6B | $1.3B |
| 2022 | $27.5B | $12.4B | $3.3B | $2.3B | $2.1B | $4.4B | $1.3B |
| 2023 | $29.8B | $15.0B | $3.0B | $1.8B | $2.1B | $3.9B | $1.1B |
| 2024 | $31.8B | $16.1B | $3.0B | $2.0B | $2.1B | $4.1B | $1.0B |
| TTM | $32.3B | $16.2B | $3.0B | $2.2B | $2.1B | $4.3B | $988.0M |
| Year | Revenue Change (%) | Cost of Revenue Change (%) | R&D Change (%) | Sales & Marketing Change (%) | G&A Change (%) | SG&A Change (%) | Facilities / D&A Change (%) |
|---|---|---|---|---|---|---|---|
| 2022 | 8.46 | 22.93 | 7.08 | -7.69 | -0.71 | -4.45 | 4.11 |
| 2023 | 8.19 | 20.65 | -8.61 | -19.85 | -1.91 | -11.20 | -18.60 |
| 2024 | 6.81 | 7.42 | 0.20 | 10.61 | 4.27 | 7.24 | -3.73 |
| TTM | 1.56 | 0.30 | 1.28 | 10.19 | -3.26 | 3.23 | -4.26 |
No unmapped expenses.
Segment Performance
SEGMENTS v2025-09-09 · 2025-09-05 15:05 UTC — Values are shown in a single scale for this table: $B. TTM values are bold. “% of Total (TTM)” shows revenue mix.
| Segment | 2022 Rev ($B) | 2022 OI ($B) | 2023 Rev ($B) | 2023 OI ($B) | 2024 Rev ($B) | 2024 OI ($B) | TTM Rev ($B) | TTM OI ($B) | % of Total (TTM) |
|---|---|---|---|---|---|---|---|---|---|
| Transaction Revenue | 25.2B | 0.00B | 26.9B | 0.00B | 28.8B | 0.00B | 28.8B | 0.00B | 88.2% |
| Revenues From Other Value Added Services | 2.31B | 0.00B | 2.91B | 0.00B | 2.96B | 0.00B | 3.29B | 0.00B | 10.1% |
| Transaction Revenues | – | – | – | – | – | – | 0.56B | 0.00B | 1.7% |
No segment data available for PYPL (axis 2).
Balance Sheet
| Metric | Value | |
|---|---|---|
| 0 | Total Assets | $81,274M |
| 1 | Cash | $7,449M |
| 2 | Total Liabilities | $61,020M |
| 3 | Total Debt | $11,417M |
| 4 | Total Equity | $20,254M |
| 5 | Debt to Equity Ratio | 0.56 |
EPS & Dividend
Valuation
| Share Price | Treasury Yield | Estimates | Fair Value (P/E) | Fair Value (P/S) | Current P/S | Current P/E |
|---|---|---|---|---|---|---|
| $70.05 | 4.4% | Nicks Growth: 14% Nick's Expected Margin: 14% FINVIZ Growth: 11% |
Nicks: 25 Finviz: 19 |
Nick's: 3.509 | 2.1 | 15.7 |
| Basis | Year | Nicks Valuation | Nicks vs Share Price | Finviz Valuation | Finviz vs Share Price |
|---|---|---|---|---|---|
| $4.45 EPS | TTM | $111.55 | 59.2% | $86.60 | 23.6% |
| $5.08 EPS | 2025 | $127.34 | 81.8% | $98.86 | 41.1% |
| $5.64 EPS | 2026 | $141.38 | 101.8% | $109.76 | 56.7% |
Implied Growth
| Average | Median | Std Dev | Current | Percentile | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| TTM | Forward | TTM | Forward | TTM | Forward | TTM | Forward | TTM | Forward | |
| Timeframe | ||||||||||
| 1 Year | 8.93% | 8.19% | 8.46% | 7.98% | 0.78% | 0.53% | 8.25% | 7.60% | 22.4% | 15.5% |
| 3 Years | 8.93% | 8.19% | 8.46% | 7.98% | 0.78% | 0.53% | 8.25% | 7.60% | 22.4% | 15.5% |
| 5 Years | 8.93% | 8.19% | 8.46% | 7.98% | 0.78% | 0.53% | 8.25% | 7.60% | 22.4% | 15.5% |
| 10 Years | 8.93% | 8.19% | 8.46% | 7.98% | 0.78% | 0.53% | 8.25% | 7.60% | 22.4% | 15.5% |