| Close Price | Market Cap | P/E Ratio | Forward P/E Ratio | Implied Growth* | Implied Forward Growth* | Dividend | P/B Ratio |
|---|---|---|---|---|---|---|---|
| $81.77 | $54.38B | 15.4 | 8.2 | 8.6% | 2.2% | $2.27 2.8% | 1.9 |
| Date | Revenue | Net Income | EPS | Revenue Change | Net Income Change | EPS Change | |
|---|---|---|---|---|---|---|---|
| 0 | 2021-12-31 | $63.3B | $6.9B | $7.70 | N/A | N/A | N/A |
| 1 | 2022-12-31 | $67.8B | $5.3B | $3.02 | 7.1% | -22.9% | -60.7% |
| 2 | 2023-12-31 | $66.4B | $1.6B | $1.81 | -2.1% | -70.1% | -40.1% |
| 3 | 2024-12-31 | $69.9B | $4.4B | $5.98 | 5.3% | 180.5% | 230.4% |
| 4 | TTM 2025-03-31 | $72.4B | $4.5B | $6.12 | 3.6% | 1.8% | 2.3% |
| 5 | Average | 3.5% | 22.3% | 33.0% |
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Average | |
|---|---|---|---|---|---|---|---|
| Revenue Growth (%) | 7.1% | -2.1% | 5.3% | 16.9% | -7.2% | 4.0% | |
| Revenue Analysts (#) | 0 | 0 | 0 | 0 | 4 | 4 | |
| EPS Growth (%) | -22.9% | -70.1% | 180.5% | 31.2% | 13.7% | 26.5% | |
| EPS Analysts (#) | 0 | 0 | 0 | 0 | 7 | 7 |
| Year | Revenue ($) | G&A ($) | SG&A ($) | Facilities / D&A ($) | Personnel ($) | Insurance / Claims ($) |
|---|---|---|---|---|---|---|
| 2021 | $63.4B | $5.8B | $5.8B | $694.0M | $5.1B | $41.7B |
| 2022 | $68.0B | $5.9B | $5.9B | $673.0M | $5.2B | $45.9B |
| 2023 | $67.7B | $6.2B | $6.2B | $718.0M | $5.3B | $43.6B |
| 2024 | $69.9B | $6.0B | $6.0B | $714.0M | $5.5B | $43.4B |
| TTM | $70.8B | $6.1B | $6.1B | $0.0 | $5.8B | $44.3B |
| Year | Revenue Change (%) | G&A Change (%) | SG&A Change (%) | Facilities / D&A Change (%) | Personnel Change (%) | Insurance / Claims Change (%) |
|---|---|---|---|---|---|---|
| 2022 | 7.26 | 1.82 | 1.82 | -3.03 | 2.08 | 10.16 |
| 2023 | -0.38 | 5.41 | 5.41 | 6.69 | 3.04 | -5.21 |
| 2024 | 3.29 | -3.01 | -3.01 | -0.56 | 3.01 | -0.32 |
| TTM | 1.17 | 2.59 | 2.59 | -100.00 | 4.43 | 2.00 |






| Year | Prepaidlegalplansandadministrativeonlycontracts Rev | Vision Fee For Service Arrangements Rev | Feebasedinvestmentmanagementservices Rev | Otherrevenuefromservicecontractsfromcustomers Rev | Administrative Service Rev | Distribution Service Rev | Total Rev |
|---|---|---|---|---|---|---|---|
| 2022 | 0.47B | 0.57B | 0.40B | 0.27B | 0.24B | 0.17B | 2.11B |
| 2023 | 0.52B | 0.60B | 0.41B | 0.30B | 0.26B | 0.15B | 2.23B |
| 2024 | 0.57B | 0.54B | 0.39B | 0.32B | 0.27B | 0.15B | 2.25B |
| TTM | 2.31B | 2.22B | 1.66B | 1.29B | 1.10B | 0.59B | 9.17B |
| % of Total (TTM) | 25.2% | 24.2% | 18.1% | 14.1% | 12.0% | 6.5% | 100% |






| Metric | Value | |
|---|---|---|
| 0 | Total Assets | $702,470M |
| 1 | Cash | $22,178M |
| 2 | Total Liabilities | $674,543M |
| 3 | Total Debt | $19,906M |
| 4 | Total Equity | $27,685M |
| 5 | Debt to Equity Ratio | 0.72 |
| Share Price | Treasury Yield | Estimates | Fair Value (P/E) | Fair Value (P/S) | Current P/S | Current P/E |
|---|---|---|---|---|---|---|
| $81.77 | 4.2% | FINVIZ Growth: 11% | Nicks: 7 Finviz: 20 |
Nick's: 0.000 | 0.8 | 15.4 |
| Basis | Year | Nicks Valuation | Nicks vs Share Price | Finviz Valuation | Finviz vs Share Price |
|---|---|---|---|---|---|
| $5.31 EPS | TTM | $34.70 | -57.6% | $104.70 | 28.0% |
| $8.73 EPS | 2025 | $57.05 | -30.2% | $172.13 | 110.5% |
| $9.98 EPS | 2026 | $65.22 | -20.2% | $196.78 | 140.7% |
| Average | Median | Std Dev | Current | Percentile | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| TTM | Forward | TTM | Forward | TTM | Forward | TTM | Forward | TTM | Forward | |
| Timeframe | ||||||||||
| 1 Year | 7.31% | 2.11% | 7.19% | 2.13% | 0.53% | 0.28% | 8.58% | 2.21% | 99.3% | 60.6% |
| 3 Years | 7.31% | 2.11% | 7.19% | 2.13% | 0.53% | 0.28% | 8.58% | 2.21% | 99.3% | 60.6% |
| 5 Years | 7.31% | 2.11% | 7.19% | 2.13% | 0.53% | 0.28% | 8.58% | 2.21% | 99.3% | 60.6% |
| 10 Years | 7.31% | 2.11% | 7.19% | 2.13% | 0.53% | 0.28% | 8.58% | 2.21% | 99.3% | 60.6% |