| Close Price | Market Cap | P/E Ratio | Forward P/E Ratio | Implied Growth* | Implied Forward Growth* | Dividend | P/B Ratio |
|---|---|---|---|---|---|---|---|
| $76.15 | $50.31B | 14.1 | 7.9 | 7.6% | 1.7% | $2.27 3.0% | 1.7 |
| Date | Revenue | Net Income | EPS | Revenue Change | Net Income Change | EPS Change | |
|---|---|---|---|---|---|---|---|
| 0 | 2021-12-31 | $63.3B | $6.9B | $7.70 | N/A | N/A | N/A |
| 1 | 2022-12-31 | $67.8B | $5.3B | $3.02 | 7.1% | -22.9% | -60.7% |
| 2 | 2023-12-31 | $66.4B | $1.6B | $1.81 | -2.1% | -70.1% | -40.1% |
| 3 | 2024-12-31 | $69.9B | $4.4B | $5.98 | 5.3% | 180.5% | 230.4% |
| 4 | TTM 2025-03-31 | $72.4B | $4.5B | $6.12 | 3.6% | 1.8% | 2.3% |
| 5 | Average | 3.5% | 22.3% | 33.0% |
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Average | |
|---|---|---|---|---|---|---|---|
| Revenue Growth (%) | 7.1% | -2.1% | 5.3% | 6.7% | 3.6% | 4.1% | |
| Revenue Analysts (#) | 0 | 0 | 0 | 0 | 4 | 4 | |
| EPS Growth (%) | -22.9% | -70.1% | 180.5% | 29.4% | 16.3% | 26.6% | |
| EPS Analysts (#) | 0 | 0 | 0 | 0 | 6 | 6 |
| Year | Revenue ($) | G&A ($) | SG&A ($) | Facilities / D&A ($) | Personnel ($) | Insurance / Claims ($) |
|---|---|---|---|---|---|---|
| 2021 | $63.4B | $5.8B | $5.8B | $694.0M | $5.1B | $41.7B |
| 2022 | $68.0B | $5.9B | $5.9B | $673.0M | $5.2B | $45.9B |
| 2023 | $67.7B | $6.2B | $6.2B | $718.0M | $5.3B | $43.6B |
| 2024 | $69.9B | $6.0B | $6.0B | $714.0M | $5.5B | $43.4B |
| TTM | $72.2B | $6.1B | $6.1B | $0.0 | $5.7B | $45.3B |
| Year | Revenue Change (%) | G&A Change (%) | SG&A Change (%) | Facilities / D&A Change (%) | Personnel Change (%) | Insurance / Claims Change (%) |
|---|---|---|---|---|---|---|
| 2022 | 7.26 | 1.82 | 1.82 | -3.03 | 2.08 | 10.16 |
| 2023 | -0.38 | 5.41 | 5.41 | 6.69 | 3.04 | -5.21 |
| 2024 | 3.29 | -3.01 | -3.01 | -0.56 | 3.01 | -0.32 |
| TTM | 3.20 | 1.94 | 1.94 | -100.00 | 2.92 | 4.42 |






| Year | Prepaidlegalplansandadministrativeonlycontracts Rev | Prepaidlegalplansandadministrativeonlycontracts OI | Vision Fee For Service Arrangements Rev | Vision Fee For Service Arrangements OI | Feebasedinvestmentmanagementservices Rev | Feebasedinvestmentmanagementservices OI | Otherrevenuefromservicecontractsfromcustomers Rev | Otherrevenuefromservicecontractsfromcustomers OI | Administrative Service Rev | Administrative Service OI | Distribution Service Rev | Distribution Service OI | Total Rev | Total OI |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2022 | 471M | 0.00M | 566M | 0.00M | 396M | 0.00M | 271M | 0.00M | 238M | 0.00M | 168M | 0.00M | 2110M | 0.00M |
| 2023 | 516M | 0.00M | 598M | 0.00M | 408M | 0.00M | 298M | 0.00M | 259M | 0.00M | 150M | 0.00M | 2229M | 0.00M |
| 2024 | 572M | 0.00M | 536M | 0.00M | 394M | 0.00M | 319M | 0.00M | 273M | 0.00M | 151M | 0.00M | 2245M | 0.00M |
| TTM | 630M | 0.00M | 563M | 0.00M | 467M | 0.00M | 367M | 0.00M | 290M | 0.00M | 142M | 0.00M | 2459M | 0.00M |
| % of Total (TTM) | 25.6% | — | 22.9% | — | 19.0% | — | 14.9% | — | 11.8% | — | 5.8% | — | 100% | — |






| Year | Asia Rev | Asia OI | E M E A Rev | E M E A OI | Group Benefits Rev | Group Benefits OI | Latin America Rev | Latin America OI | Met Life Holdings Rev | Met Life Holdings OI | Retirement And Income Solutions Rev | Retirement And Income Solutions OI | Total Rev | Total OI |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2022 | 0.00B | 1.62B | 0.00B | 0.25B | 0.00B | 1.33B | 0.00B | 0.73B | 0.00B | 1.03B | 0.00B | 1.64B | 0.00B | 6.59B |
| 2023 | 0.00B | 1.28B | 0.00B | 0.27B | 0.00B | 1.66B | 0.00B | 0.84B | 0.00B | 0.73B | 0.00B | 1.71B | 0.00B | 6.48B |
| 2024 | 0.00B | 1.62B | 0.00B | 0.28B | 0.00B | 1.61B | 0.00B | 0.88B | 0.00B | 0.65B | 0.00B | 1.67B | 0.00B | 6.71B |
| TTM | 0.00B | 1.95B | 0.00B | 0.35B | 0.00B | 1.72B | 0.00B | 0.72B | 0.00B | 0.68B | 0.00B | 1.55B | 0.00B | 6.97B |
| Metric | Value | |
|---|---|---|
| 0 | Total Assets | $702,470M |
| 1 | Cash | $22,178M |
| 2 | Total Liabilities | $674,543M |
| 3 | Total Debt | $19,906M |
| 4 | Total Equity | $27,685M |
| 5 | Debt to Equity Ratio | 0.72 |
| Share Price | Treasury Yield | Estimates | Fair Value (P/E) | Fair Value (P/S) | Current P/S | Current P/E |
|---|---|---|---|---|---|---|
| $79.21 | 4.4% | Nicks Growth: N/A Nick's Expected Margin: N/A FINVIZ Growth: 12% |
Nicks: 6 Finviz: 21 |
Nick's: 0.000 | 0.7 | 12.9 |
| Basis | Year | Nicks Valuation | Nicks vs Share Price | Finviz Valuation | Finviz vs Share Price |
|---|---|---|---|---|---|
| $6.12 EPS | TTM | $39.13 | -50.6% | $126.66 | 59.9% |
| $9.12 EPS | 2025 | $58.31 | -26.4% | $188.75 | 138.3% |
| $10.29 EPS | 2026 | $65.79 | -16.9% | $212.97 | 168.9% |
| Average | Median | Std Dev | Current | Percentile | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| TTM | Forward | TTM | Forward | TTM | Forward | TTM | Forward | TTM | Forward | |
| Timeframe | ||||||||||
| 1 Year | 7.08% | 2.19% | 7.10% | 2.23% | 0.35% | 0.25% | 7.61% | 1.71% | 98.1% | 6.5% |
| 3 Years | 7.08% | 2.19% | 7.10% | 2.23% | 0.35% | 0.25% | 7.61% | 1.71% | 98.1% | 6.5% |
| 5 Years | 7.08% | 2.19% | 7.10% | 2.23% | 0.35% | 0.25% | 7.61% | 1.71% | 98.1% | 6.5% |
| 10 Years | 7.08% | 2.19% | 7.10% | 2.23% | 0.35% | 0.25% | 7.61% | 1.71% | 98.1% | 6.5% |