Citigroup, Inc. — C

Close PriceMarket CapP/E RatioForward P/E RatioImplied Growth*Implied Forward Growth*DividendP/B Ratio
$125.90$214.73B15.610.09.0%4.5%$2.40
1.9%
1.1

Latest Headlines

Revenue & Net Income

Revenue & Net Income
Date Revenue Net_Income EPS Last_Updated Revenue_Change Net_Income_Change EPS_Change
0 2020-12-31 $75,494M $11,047M $5.45 2024-02-09 04:06:54 N/A N/A N/A
1 2021-12-31 $71,887M $21,952M $7.04 2026-03-02 08:36:10 -4.8% 98.7% 29.1%
2 2022-12-31 $74,480M $14,845M $7.04 2026-05-29 09:06:03 3.6% -32.4% 0.0%
3 2023-12-31 $78,090M $9,228M $4.07 2026-05-29 09:06:03 4.8% -37.8% -42.2%
4 2024-12-31 $80,672M $12,682M $6.03 2026-05-29 09:06:03 3.3% 37.4% 48.2%
5 2025-12-31 $85,213M $14,306M $7.11 2026-05-29 09:06:03 5.6% 12.8% 18.0%
6 TTM 2026-03-31 $88,089M $16,027M $8.09 2026-04-16 08:33:39 3.4% 12.0% 13.8%

EPS

EPS

Forecasts

Revenue/Net Income Forecast EPS Forecast

Y/Y % Change

Revenue YoY Change EPS YoY Change
YoY Growth Rates

C Year-over-Year Growth

  2020 2021 2022 2023 2024 2025 2026 2027 Average
Revenue Growth (%) -4.8% 3.6% 4.8% 3.3% 5.6% 9.7% 3.6% 3.7%
Revenue Analysts (#) 0 0 0 0 0 0 17 17
EPS Growth (%) 98.7% -32.4% -37.8% 37.4% 12.8% 29.3% 15.5% 17.6%
EPS Analysts (#) 0 0 0 0 0 0 13 13

Forward Estimate History

How the next-FY EPS and revenue estimates have drifted over time. One line per fiscal year – past lines end when that FY became current.

Forward EPS projection history by FY Forward revenue projection history by FY

Expenses

Revenue vs Expenses
Year Revenue ($) Sales & Marketing ($) G&A ($) SG&A ($) Facilities / D&A ($) Personnel ($) Insurance / Claims ($)
2021 $71.9B $1.5B $25.2B $26.7B $4.0B $25.1B $116.0M
2022 $74.5B $1.6B $26.7B $28.3B $4.3B $26.7B $94.0M
2023 $78.1B $1.4B $29.3B $30.7B $4.6B $29.2B $87.0M
2024 $80.7B $1.1B $28.6B $29.7B $4.3B $28.5B $90.0M
2025 $85.2B $1.1B $29.7B $30.8B $4.4B $29.6B $87.0M
TTM $88.1B $1.1B $30.6B $31.7B $4.4B $30.6B $80.0M
Expenses % of Revenue
Year Revenue Change (%) Sales & Marketing Change (%) G&A Change (%) SG&A Change (%) Facilities / D&A Change (%) Personnel Change (%) Insurance / Claims Change (%)
2022 3.61 4.43 5.94 5.85 7.52 6.05 -18.97
2023 4.85 -10.48 9.61 8.50 6.99 9.67 -7.45
2024 3.31 -20.10 -2.34 -3.15 -5.46 -2.36 3.45
2025 5.63 -1.44 3.82 3.62 1.44 3.84 -3.33
TTM 3.38 -1.55 3.06 2.90 1.49 3.10 -8.05
No unmapped expenses.

Segment Performance

axis1_C_Markets.png axis1_C_Services.png axis1_C_U_S_Personal_Banking.png axis1_C_Wealth.png axis1_C_Banking.png
SEGMENTS v2025-09-09 · 2026-05-29 09:06 UTC — Units: $B. Rows list fiscal years (last 3 + TTM) with revenue for each segment; the final row shows the TTM revenue mix (operating income columns display “—” where mix is not applicable).
Year Markets Rev Services Rev U S Personal Banking Rev Wealth Rev Banking Rev Total Rev
2023 18.6B 18.1B 18.9B 7.00B 4.71B 67.3B
2024 19.8B 19.6B 20.1B 7.48B 6.20B 73.2B
2025 22B 21.3B 21B 8.56B 8.21B 81B

Balance Sheet

Balance Sheet
  Metric Value
0 Total Assets $2,777,687M
1 Cash $385,722M
2 Total Liabilities $2,565,115M
3 Total Debt $379,622M
4 Total Equity $210,959M
5 Debt to Equity Ratio 1.80

EPS & Dividend

EPS & Dividend

Valuation

Valuation
Share Price Treasury Yield Estimates Fair Value (P/E) Fair Value (P/S) Current P/S Current P/E
$125.90 4.5% Nicks Growth: 0%
Nick's Expected Margin: 20%
FINVIZ Growth: 28%
Nicks: 6
Finviz: 81
Nick's: 1.268 2.4 15.6
Basis Year Nicks Valuation Nicks vs Share Price Finviz Valuation Finviz vs Share Price
$8.09 EPS TTM $51.30 -59.3% $658.46 423.0%
$10.84 EPS 2026 $68.76 -45.4% $882.63 601.1%
$12.53 EPS 2027 $79.45 -36.9% $1019.78 710.0%

Implied Growth

Implied Growth
Average Median Std Dev Current Percentile
TTM Forward TTM Forward TTM Forward TTM Forward TTM Forward
Timeframe
1 Year 8.37% 5.85% 8.37% 6.32% 0.83% 1.60% 8.88% 4.41% 66.4% 22.4%
3 Years 8.37% 5.85% 8.37% 6.32% 0.83% 1.60% 8.88% 4.41% 66.4% 22.4%
5 Years 8.37% 5.85% 8.37% 6.32% 0.83% 1.60% 8.88% 4.41% 66.4% 22.4%
10 Years 8.37% 5.85% 8.37% 6.32% 0.83% 1.60% 8.88% 4.41% 66.4% 22.4%

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