American Express Company — AXP

Close PriceMarket CapP/E RatioForward P/E RatioImplied Growth*Implied Forward Growth*DividendP/B Ratio
$327.69$228.03B23.021.712.8%12.1%$3.28
99.0%		7.1

Revenue & Net Income

Revenue & Net Income
  Date Revenue Net Income EPS Revenue Change Net Income Change EPS Change
0 2020-12-31 $36.2B $3.1B $3.77 N/A N/A N/A
1 2021-12-31 $43.1B $8.1B $10.04 19.1% 157.1% 166.3%
2 2022-12-31 $52.6B $7.5B $9.86 21.8% -6.8% -1.8%
3 2023-12-31 $60.4B $8.4B $11.23 14.8% 11.4% 13.9%
4 2024-12-31 $65.9B $10.1B $11.23 9.3% 21.0% 0.0%
5 TTM 2025-03-31 $67.1B $10.3B $14.33 1.8% 1.5% 27.6%
6 Average 13.4% 36.8% 41.2%

EPS

EPS

Forecasts

Revenue/Net Income Forecast EPS Forecast

Y/Y % Change

Revenue YoY Change EPS YoY Change
YoY Growth Rates

AXP Year-over-Year Growth

  2020 2021 2022 2023 2024 2025 2026 Average
Revenue Growth (%) 19.1% 21.8% 14.8% 9.3% 8.3% 8.1% 13.6%
Revenue Analysts (#) 0 0 0 0 0 13 13
EPS Growth (%) 157.1% -6.8% 11.4% 21.0% 4.9% 14.0% 33.6%
EPS Analysts (#) 0 0 0 0 0 13 13

Expenses

Revenue vs Expenses Expenses % of Revenue
Year Revenue ($) Sales & Marketing ($) G&A ($) SG&A ($) Facilities / D&A ($) Personnel ($)
2021 $43.1B $5.3B $6.2B $11.5B $1.7B $6.2B
2022 $52.9B $5.5B $7.3B $12.7B $1.6B $7.3B
2023 $60.5B $5.2B $8.1B $13.3B $1.7B $8.1B
2024 $65.9B $6.0B $8.2B $14.2B $1.7B $8.2B
TTM $68.6B $6.1B $8.4B $14.5B $1.7B $8.4B
Year Revenue Change (%) Sales & Marketing Change (%) G&A Change (%) SG&A Change (%) Facilities / D&A Change (%) Personnel Change (%)
2022 22.52 3.16 16.22 10.22 -4.07 16.22
2023 14.48 -4.49 11.24 4.48 1.54 11.24
2024 8.98 15.86 1.62 7.21 1.51 1.62
TTM 4.08 1.41 2.74 2.18 2.92 2.74
No unmapped expenses.

Segment Performance

axis1_AXP_Commercial_Services.png
axis1_AXP_Global_Merchant_And_Network_Services.png
axis1_AXP_International_Card_Services.png
axis1_AXP_U_S_Consumer_Services.png
SEGMENTS v2025-09-09 · 2025-09-05 14:56 UTC — Values are shown in a single scale for this table: $B. TTM values are bold. “% of Total (TTM)” shows revenue mix.
Segment 2022 Rev ($B) 2022 OI ($B) 2023 Rev ($B) 2023 OI ($B) 2024 Rev ($B) 2024 OI ($B) TTM Rev ($B) TTM OI ($B) % of Total (TTM)
U S Consumer Services 12.5B 0.00B 13.7B 0.00B 14.5B 0.00B 15.1B 0.00B 37.5%
Commercial Services 10.8B 0.00B 11.4B 0.00B 11.6B 0.00B 11.7B 0.00B 29.1%
International Card Services 5.30B 0.00B 6.16B 0.00B 6.77B 0.00B 7.28B 0.00B 18.1%
Global Merchant And Network Services 5.60B 0.00B 6.01B 0.00B 6.05B 0.00B 6.16B 0.00B 15.3%

Balance Sheet

Balance Sheet
  Metric Value
0 Total Assets $282,244M
1 Cash $52,406M
2 Total Liabilities $251,042M
3 Total Debt $52,795M
4 Total Equity $31,202M
5 Debt to Equity Ratio 1.69

EPS & Dividend

EPS & Dividend

Valuation

Valuation
Share Price Treasury Yield Estimates Fair Value (P/E) Fair Value (P/S) Current P/S Current P/E
$298.59 4.4% Nicks Growth: 9%
Nick's Expected Margin: 14%
FINVIZ Growth: 13%		 Nicks: 16
Finviz: 22		 Nick's: 2.200 3.4 20.8
Basis Year Nicks Valuation Nicks vs Share Price Finviz Valuation Finviz vs Share Price
$14.33 EPS TTM $225.22 -24.6% $315.88 5.8%
$15.21 EPS 2025 $239.05 -19.9% $335.28 12.3%
$17.31 EPS 2026 $272.05 -8.9% $381.57 27.8%

Implied Growth

Implied Growth
Average Median Std Dev Current Percentile
TTM Forward TTM Forward TTM Forward TTM Forward TTM Forward
Timeframe
1 Year 12.47% 11.85% 12.54% 11.90% 0.39% 0.40% 12.73% 12.31% 70.7% 87.9%
3 Years 12.47% 11.85% 12.54% 11.90% 0.39% 0.40% 12.73% 12.31% 70.7% 87.9%
5 Years 12.47% 11.85% 12.54% 11.90% 0.39% 0.40% 12.73% 12.31% 70.7% 87.9%
10 Years 12.47% 11.85% 12.54% 11.90% 0.39% 0.40% 12.73% 12.31% 70.7% 87.9%

← Back